Professional Indemnity

Take pride in your work with liability

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What does it cover?

If a client alleges there is a problem with the service your business has provided, professional indemnity cover can help with the costs of correcting the mistake, or paying compensation if you are found liable. Even if you have done nothing wrong, you may still have to pay legal costs to fight the allegation.

Do I need it?

Claims of errors could include careless mistakes or bad advice, which is particularly pertinent to IT, financial and consultancy professionals. It can also refer to negligent acts such as accidentally leaking confidential information or badmouthing a client. Many professionals are required to have PI in place to work within an industry association.

  • Professional negligence or error
  • Loss of documents or data
  • Defamation
  • Breach of confidentiality
  • Dishonesty

Focus on: architect

If there is a flaw in the blueprints of a new building you designed, which is not noticed until building work is completed, you could be sued for professional negligence as well as the cost of correcting the error and the damages from any injuries or knock-on lost income it caused.

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