What does it cover?
If you run a restaurant or cafe you’ll be used to serving delicious food and drink to your customers. But running public premises comes with its fair share of risks, and the right hospitality insurance could protect your business from costly claims.
Do I need it?
If you suffer a fire or flood, or a customer makes a claim against you, reliable insurance should prevent your business from suffering. Quote Four can arrange a level of cover to suit your business and budget.
- Buildings and contents
- Employers’ liability
- Public liability
- Product liability
- Business interruption
- Loss of alcohol license
- Cover for frozen, chilled and other perishable goods
- Seasonal stock increases
- Engineering breakdown
Focus on: luxury restaurant
If your ovens malfunction and you can’t serve hot food to hungry punters, your engineering breakdown cover could reimburse the cost of fixing it, while business interruption cover could make up for lost revenue.