Guesthouses & Hotels Insurance

Designed to accommodate hospitality businesses

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What does it cover?

From a boutique bed and breakfast in the countryside to a city-based hotel chain, guesthouses and hotels of all sizes require dedicated insurance. With members of the public staying on-site for long periods of time, certain insurance risks are higher than in other businesses.

Do I need it?

Dedicated hotel policies can cover your rooms, staff and guests, with industry-specific cover for accidental damage or lost keys. The level of cover can be tailored to the size of your hotel.

  • Buildings and contents
  • Accidental damage
  • Loss of licence
  • Public liability
  • Employers’ liability
  • Key cover
  • Business interruption

Focus on: seaside bed and breakfast

A neighbouring business claims their property was damaged when a water tank in your hotel leaked. As well as causing costly refurbishments to your own establishment, you will have to either defend or settle the public liability claim. The correct insurance could minimise costs to you.

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